Miami-Dade COVID-19 Residential Landlord and Tenant Assistance Program
The Miami-Dade COVID-19 Residential Landlord and Tenant Assistance Program can provide up to three (3) months of past-due rent per unit, with a maximum of $5,000 per unit. Funds will be paid directly to approved landlords in the form of a grant by Miami-Dade County, which must be used solely to provide rent forgiveness in the same amount to eligible tenants, as described below.
Landlords facing financial hardship due to tenants experiencing income loss as a result of the COVID-19 Pandemic who have missed or are in danger of missing rental payments can apply on their tenant’s behalf if the following conditions are met:
- The landlord owns five or fewer rental properties; AND
- Funding for outstanding rent that is being requested through the County Program has not been paid or reimbursed by any other source (County, City, State or Federal); AND
- Eligible properties are located within Miami-Dade County; AND
- Rental forgiveness is provided in the same amount as the grant from this program; AND
- The current income of the tenant household meets the eligibility requirement be being at or below 120% Area Median Income (AMI). Current income refers to the household’s income following any job loss or income reduction due to COVID-19; AND
- There is demonstration of a loss of income due COVID-19; AND
- Proof of rent is provided showing that rent was current as of February 2020.
Applications are available today at www.miamidadecovidrelief.org.
RISE Small Business Loan
RISE, an acronym for Re-Investing in our Small Business Economy, is a $25 million small business loan program provided by federal CARES Act funds with the goal of helping Miami-Dade County small businesses affected by COVID-19.
Emergency Business Damage Assessment Survey
Governor Ron DeSantis has activated the Business Damage Assessment Survey to assess the impact of COVID-19 on Florida’s local business operations. The survey, managed by the Florida Department of Economic Opportunity (DEO), will evaluate businesses affected by COVID-19 and the impacts the virus has had on the local economy so actions to implement appropriate relief programs can begin.
The Business Damage Assessment Survey can be taken online. Results from this survey will be shared with state agencies and local partners. Completing this survey could help unlock State and Federal funding. For inquiries or assistance with the survey, businesses can contact Emergency Support Function 18 at ESF18@em.myflorida.com.
Miami-Dade County Small Business Assistance Forgivable Loan Program
The Small Business Assistance Forgivable Loan Program, consisting of $5 million in federal CARES Act funds, provides loans of up to $25,000 with zero percent interest and no origination fees.
Businesses must have no more than 25 employees, provide some evidence of being affected by COVID-19, and not previously having received assistance from other special COVID-19 programs, such as the federal Paycheck Protection Program.
For more information:
Miami-Dade County Hospitality Industry Grant (HIC) Program
The Miami-Dade County Board of Commissioners has approved $35 million for the Business Grant Program specifically for the hospitality industry. The goal of the program is to provide financial assistance to local independently owned and operated restaurants and non-home-based caterers impacted by COVID-19. Priority will be given to businesses that have not been approved or received funds from any institution under the Paycheck Protection Program (PPP) Loan or other federal or state assisted business loan program and have a single establishment.
The Hospitality Industry Grant (HIG) Program will be calculated based on individual percentages of eligible costs incurred, with a maximum award of $25,000 per establishment. The program will award grants to a maximum of two establishments per restaurant/hospitality group. Priority will be given to applicants that have a single establishment. If an applicant has two or more establishments and requests assistance for both, then a single application must be submitted.
Small Business Administration (SBA) Economic Injury Disaster Loan Emergency Advance
Florida Small Business Emergency Bridge Loan Program
The Florida Small Business Emergency Bridge Loan program provides short-term, zero-interest working capital loans that are intended to “bridge the gap” between the time a disaster impacts a business and when a business has secured longer term recovery funding such as federally or commercially available loans, insurance claims or other resources.
Loans up to $50,000, or up to $100,000 may be requested in special cases as warranted by the need and evidence of the business, per eligible applicant. Loans made under this program are short-term, personal loans using State of Florida funds – they are not grants and must be repaid. Florida Small Business Emergency Bridge Loans require repayment by the approved applicant. Owners may utilize funding from longer term financial resources, such as U.S. Small Business Administration economic injury disaster loans, to repay the Emergency Bridge Loan.
South Florida Regional Planning Council Loan Programs
The South Florida Regional Planning Council offers two different loan programs to help businesses impacted by COVID-19.
CARES Revolving Loan Program
For businesses impacted by COVID-19
The South Florida Regional Planning Council (SFRPC) has secured funds from the U.S. Department of Commerce Economic Development Administration (EDA) to capitalize a small business revolving loan fund for business adversely impacted by COVID-19. These funds, provided pursuant to the March 2020 Coronavirus Aid Relief and Economic Security Act (CARES Act), will be administered by the SFRPC through its Revolving Loan Fund CARES Act Program.
Small businesses, sole proprietors and 501c3 organizations located within Monroe, Miami-Dade, Broward & Palm Beach counties are eligible to apply.
The RLF CARES Act Program is a long-term financing program to help stabilize existing businesses impacted by COVID-19. RFL CARES Act Program funds CAN be combined with:
*Economic Injury Disaster Loans (EIDL)
*Paycheck Protection Program (PPP) or
*the State of Florida Bridge Loan Program
Personal guaranties and collateral are required. RLF CARES Act Program is NOT a grant or forgivable loan.
Small Business Revolving Loan Program
For businesses looking to expand
The SFRPC knows that the best economic development plan for the region is to support entrepreneurs and their businesses so that they can create jobs and opportunity for South Florida’s residents. The Small Business Revolving Loan Program is designed to meet the needs of businesses that are not met by conventional lenders.
SFRPC offers loans between $25,000 and $500,000. You must complete the SFRPC-RLF application; provide a business plan, business and personal financial statements, tax returns, and appraisals for equipment, land and other business assets.
Taxicab, Jitney and Limousine Driver Emergency Fund Program
For-hire drivers can apply online for financial assistance. The deadline to apply has been extended to Sunday, Nov. 15.
Miami-Dade County taxicab, jitney, and limousine drivers with a valid chauffeur’s registration as of March 1, 2020 who have been impacted by novel coronavirus (COVID-19) may be eligible to receive financial assistance from the Emergency Fund Program (EFP) that comes from $10 million from the federal CARES Act.
Priority will be given to licensed for-hire drivers who have NOT been approved or received funds from any institution under the Paycheck Protection Program Loan (PPP) or other federal or state assisted business loan program.
The $10 million from the program will be distributed based on individual percentages of eligible costs incurred, with a maximum award of $5,000 per driver, based on program updates made Oct. 28, 2020. Each licensed taxicab, jitney, and limousine driver who submits a new application or has already applied will receive a $550 basic needs grant.
These funds can provide relief for COVID-19 impacts by covering eligible expenses in four categories:
- Reimbursable Personal Protective Equipment (PPE) costs
- Reimbursable vehicle operation expenses
- Reimbursable business expenses needed to keep the business operational
- Reimbursable rent or mortgage
These eligible costs must occur between March 1, 2020 and Dec. 30, 2020 and all fund allocations will need to be substantiated by documentation provided by the applicant.
For questions regarding the EFP or the application process, please contact the Passenger Transportation Regulatory Division at firstname.lastname@example.org.
Veteran Business Grant Program
Veterans who own businesses and have experienced financial hardships due to COVID-19 are eligible to apply for assistance as part of a $5 million Veteran Business Grant Program fund.
Funding received will be calculated based on individual percentages of eligible costs incurred, with a maximum award of $25,000.
Layoff Aversion Fund
Through CareerSource South Florida’s Layoff Aversion Fund, small businesses and community-based organizations facing financial impacts and potential layoffs from COVID-19 can apply for up to $10,000 in grants to prevent potential layoffs or minimize the duration of unemployment resulting from layoffs due to the pandemic.
USDA Coronavirus Food Assistance Program
Farmers and ranchers whose operations have been affected by the coronavirus (COVID-19) and continue to face market disruptions and additional associated costs can seek assistance from the U.S. Department of Agriculture’s (USDA) Coronavirus Food Assistance Program.
This is the program’s second phase. Applications are accepted until Friday, Dec. 11.
You can also use the application to provide your direct deposit information as well as update your mailing address if you have moved since you last filed federal income taxes.
U.S. citizens and permanent residents who did not have to file federal income taxes in 2018 or 2019 can enter their direct deposit information to receive their stimulus check.
Short-Time Compensation Program (Florida Department of Economic Opportunity)
The Short-Time Compensation Program is a voluntary employer program designed to help employers maintain their staff by reducing the weekly working hours during temporary slowdowns instead of temporarily laying off employees. If an employer establishes a Short Time Compensation Plan and an employee meets the qualifications to file a re-employment assistance claim in the state of Florida, the employee will receive a partial re-employment check to supplement their reduced paycheck.
Employers: Apply for the Short Time Compensation Program (required for employees to submit a re-employment claim).
Families First Coronavirus Response Act
The Families First Coronavirus Response Act (FFCRA or Act) requires certain employers to provide their employees with paid sick leave or expanded family and medical leave for specified reasons related to COVID-19. The Department of Labor’s (Department) Wage and Hour Division (WHD) administers and enforces the new law’s paid leave requirements. These provisions will apply from the effective date through December 31, 2020.
Employer Notice: Each covered employer must post in a conspicuous place on its premises a notice of FFCRA requirements. Employer requirements fact sheet. The Department of Labor has issued a press release indicating that it intends to observe a 30-day period of non-enforcement for employers who engage in reasonable, good-faith efforts to comply with the FFCRA.
Florida has eliminated the ‘work search’ requirement’ for unemployment benefits.
To apply for unemployment online click here.
For more information, visit floridajobs.org.
Temporary Signage for Businesses in Sunny Isles Beach
The City of Sunny Isles Beach would like to provide temporary assistance to our business community and will allow installation of temporary flag banners along Collins Avenue. In order to take advantage of this opportunity, please follow the steps below:
- Email email@example.com with the following information:
- Name, address, and type of business
- Contact information including name, phone and email of site manager/owner
- Hours of operation (days and hours)
- Picture or graphic of the proposed temporary flag banner (one per business)
- Dimensions of the proposed temporary flag banner (one per business)
- Temporary flag banner content
- Contact information (name, phone, email) of person in charge of installing and removing banner on a daily basis
- Prior to installing your temporary flag banner, you shall receive a notification of approval from firstname.lastname@example.org with the specific location where to install your flag banner
- There will be NO fee to request a temporary flag banner, however, Code Compliance will assess $250 daily fines if guidelines are not followed