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Miami-Dade Municipality Housing Assistance Program

Miami-Dade Municipality Housing Assistance Program

Sunny Isles Beach is taking part in the Miami-Dade Municipality Housing Assistance Program. This program aims to relieve the financial burden of tenants and homeowners who have lost income due to COVID-19 and keep Miamians in their homes to support a strong recovery. The program is designed to support tenants and homeowners with up to six (6) months or $6,000 of past due mortgage or rental assistance. This is an additional program to further assist residents who may have not been eligible for other Miami-Dade County housing assistance programs. Residents in need of housing assistance should apply right away.

Funds will be paid directly to the landlord or mortgage lender in the form of a grant by Miami-Dade County, which must be used solely to provide rent or mortgage forgiveness in the same amount to eligible tenants or homeowners. This program is separate from the Miami-Dade County Residential Landlord/Tenant Rental Assistance Program and the Emergency Rental Assistance Program (ERAP). Applicants can and should apply for both programs, but cannot receive duplicate aid for the same month(s). Additional details including eligibility requirements can be found below.

Eligibility

Residents may be eligible for rental/mortgage assistance under the program if the following conditions are met:

  • Reside in a participating municipality within Miami-Dade County; Municipalities includes:
    •  City of Florida City
    •  City of Hialeah
    • City of Homestead
    • City of Opa Locka
    • City of Sunny Isles Beach
    • Town of Bay Harbor Island
    • Town of Cutler Bay
  • Rent or mortgage assistance can only be applied to their primary residence;
  • Have not received mortgage or rent assistance from any other source for the same period covered by the award;
  • Can document a loss or reduction of household income due to the COVID-19 Pandemic;
  • Current household income at or below 140% of Area Median Income (AMI) for Miami-Dade County (see table below). Current income refers to the household’s income following any job loss or income reduction due to COVID-19;
  • Proof of paid in full status of rent or mortgage as of February 2020;
  • Maximum award per household is up to 6 months of rent or mortgage payments, with a cap of $6,000 per household. The program can only cover past due amounts, not future payments

140% Area Median Income for Miami-Dade County, 2020

Family Size140% Area Median Income
1$89,600
2$102,480
3$115,220
4$127,960
5$138,320
6$148,540
7$158,760
8$168,980

Documentation Requirements

All applicants will need to provide the following documentation as part of the application process:

  • Proof of loss or reduction of income due to the COVID-19 Pandemic, which may include:
    • Layoff or Furlough Notice; OR
    • Evidence of lost wages (partial or full)
      • Bank statements;
      • Pandemic Unemployment Assistance documentation;
      • Paycheck records.
  • Proof of Income at or below 140% of AMI
    • 2019 Tax Return; OR
    • Bank statements / Paycheck records
  • For Mortgage Assistance:
    • Mortgage Statement showing paid in full status as of February 2020
    • Current statement showing outstanding payment and/or arrears
    • Payment instructions for mortgage holder and any necessary account numbers
  • For Rental Assistance:
    • Signed, current Lease
    • Government photo ID with matching address (and Utility Bill if ID address does not match)
    • Receipt showing rent was current as of February 2020
    • Contact information for Landlord, including business address and phone number

Examples of Documentation Requirements

Tenant Proof of
Residence -OR- Homeowners Proof of Residence
Tenant or Homeowner Proof of Economic Hardship due to COVID-19Evidence Tenant Rent Payments were current as of February 2020Evidence that Homeowner Mortgage was current as of February 2020
Lease for rental unit showing monthly rent -OR-
Mortgage statement for home showing monthly mortgage payments
Layoff/Furlough NoticeReceipts for rent paymentsMortgage Statements
Government ID with matching address and utility bill for leased unit or owned homeEvidence of lost wages, partial or full (bank statements, pay stubs, etc.)--

How the Payments will be Made

Once all application documents have been submitted online, Program Staff will review the documents and contact the tenant, landlord, or homeowner with questions or for additional information if required. If the application is approved, the applicant will be notified, and the payment process will begin. Checks will be dispersed by mail within approximately 15 business days of application approval.

Apply Now

To apply for the Municipalities of Miami-Dade County Housing Assistance Program (HAP), Tenants and Homeowners should visit ​www.miamidadecovidrelief.org.​ Complete the questionnaire which will then route you to the program that best fits your situation. Enter your contact information on the form. Tenants must include contact information for their landlord. Supporting documents must be uploaded to verify eligibility. Once all documentation has been uploaded, Program Staff will review and contact you if any further information is required. Once a determination is made, you will be notified and Miami-Dade County will process the payment and mail a check directly to the landlord in the landlord’s name or to the homeowner in the mortgage lender’s name. The homeowner will be required to mail this check to the mortgage lender to make sure it gets processed correctly.

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