Aerial view of Sunny Isles Beach

Resources from Miami-Dade County

By Alex Lama, Commissioner

(Friday, March 3, 2023) – Hello, dear friends and neighbors – it’s been a while. I hope that you are doing well. 2022 sure tested our spirits and further trained us to be resilient. I am positive that 2023 will be a better year for us in Sunny Isles Beach and our surrounding communities. Based on conversations and calls I had with residents, I would like to share some important information about resources being offered by Miami-Dade County.

Condominium Special Assessment Program:

This Program will assist owner occupied condominium homeowners with limited finances, address special assessment requirements associated with repairs due to recertification. Surtax funds will be in the form of a loan at zero interest rate and a household income up to 140% of the Area Median Income. The monthly payment for moderate income families will be calculated at 0% interest rate for 40 years.

Home Buyer Loan Program:

The Homebuyer Loan Program (HLP) assists qualified individuals and families in the purchase of a primary residence. The HLP’s goal is to encourage homeownership as a foundation for financial independence for low and moderate-income families in Miami-Dade County. The loan term is 30 years with a maximum loan amount of up to $100,000 at 1% interest or $80,000 at 2% interest – rate based on vulnerability ranked areas.

Down Payment Assistance Program:

The Miami-Dade County Public Housing and Community Development Department assists very low to moderate income families with down payment and closing costs by providing zero interest deferred loans. The program will provide a maximum loan amount of $35,000 up to 30 years.

Unfortunately, as of this writing, the rental assistance program offered by Miami-Dade County is not receiving new applications due to high volume of applicants and lack of funds. The county will resume taking applications pending the approval of $35 million in funding from the US Treasury Department.

For additional information or questions, visit or contact Shawn Topps at 786.469.2209.

Contact Commissioner Alex Lama at or 305.792.1752.