Employee Benefits

The City of Sunny Isles Beach offers you and your eligible family members a comprehensive and valuable benefits program. For detailed information about the employee benefits listed below, please request a copy of the current Employee Benefits Guide from the Human Resources Department at humanresources@sibfl.net.

Health Insurance

The City has a three-tiered plan to help offset the cost of employee health insurance coverage. Employees and their eligible dependents may choose the health plan that best suits their needs.

The three tiers are as follows:

1) OPT OUT. Employees opting out of the City’s health insurance plan receive a $550.00 contribution, pro-rated semi-monthly. Only employees who provide proof they are enrolled in a creditable coverage insurance plan or Medicare may “opt-out” of the City’s health insurance plan. The City reserves the right to verify coverage, request additional information, deny, or cancel this benefit at any time.

2) SINGLE COVERAGE. Employees choosing single coverage receive a contribution of $814.60 monthly, pro-rated semi-monthly.

3) DEPENDENT COVERAGE. Employees choosing dependent coverage receive a monthly contribution amount of $1,183.92 if enrolling with employee + child(ren) coverage, $1,261.40 if enrolling with employee + spouse coverage, or $1,633.48 if enrolling with family coverage, pro-rated semi-monthly.

If the dollar amount of the coverage selected is less than the amount allowed, the employee receives the difference, pro-rated semi-monthly. Likewise, if the dollar amount of the insurance coverage selected exceeds the allowed amount, the employee pays the difference, pro-rated semi-monthly. The City will deduct all applicable taxes.

Currently the City offers two health insurance plans through Cigna as follows:

  • Cigna HMO High
  • Cigna HMO Low

Please refer to the Employee Benefits Guide for detailed plan and rate information.

Dental Insurance

Employees and their eligible dependents may enroll for dental coverage even if they don’t elect medical coverage. Employees may choose the plan that best suits their needs. Dental coverage is through Cigna.

Please refer to the Employee Benefits Guide for detailed plan and rate information.

Vision Insurance

Employees and their eligible dependents may enroll for vision coverage even if they don’t elect medical coverage. Employees may choose the plan that best suits their needs. Vision coverage is through EyeMed.

Please refer to the Employee Benefits Guide for detailed plan and rate information.

Basic Life and AD&D Insurance

As an employee of the City of Sunny Isles Beach, you automatically have a Basic Life and AD&D Benefit paid for 100% by the City. Coverage is provided for all actively at work employees on the policy effective date working a minimum of 30 hours per week in the United States. The amount of your benefit is determined by your position. Please remember to update your Beneficiary when necessary.

Voluntary Life Insurance

As an eligible employee of the City of Sunny Isles Beach, you have the option of applying for Voluntary Life Insurance for yourself, your spouse and your children available through Mutual of Omaha. Employees who want to supplement their group life insurance benefits may purchase additional coverage. When you enroll yourself and/or your dependents in this benefit, you pay the full cost through payroll deductions. After your initial eligibility period, you will be subject to EOI.

Disability Insurance

The City of Sunny Isles Beach provides Long Term Disability insurance (LTD) through Mutual of Omaha to all eligible employees at NO COST to the employee. The LTD benefit pays you a percentage of monthly earnings if you become disabled due to an accident or injury.

Voluntary Short-Term Disability Insurance

As an eligible employee of the City of Sunny Isles Beach, you have the option of applying for a Short Term Disability (STD) Plan provided by Mutual of Omaha. Short Term Disability Insurance gives you the security of knowing that if you become disabled, replacement income is available to help carry you through that period before the LTD plan takes effect without seriously affecting your present lifestyle or jeopardizing you and your family’s financial security. Employees who want to supplement their disability insurance benefits may purchase this coverage. When you enroll yourself in this benefit, you pay the full cost through payroll deductions.

Law Enforcement Officers Life & Accident Insurance

The City of Sunny Isles Beach provides their Law Enforcement Officers benefits in accordance with Florida Statute.

Please refer to the Employee Benefits Guide for detailed plan and rate information.

Retirement

Employees are automatically enrolled in one of two retirement plans, depending upon hire date and position. The plans are as follows:

•Florida Retirement System (“FRS”): All eligible employees hired after November 2002 are automatically enrolled in the FRS. Under this plan, employees and the City make a contribution to the retirement plan in an amount specified according to the employee’s classification.

•Employees have the option of choosing the Pension Plan or the Investment Plan. Under the Pension Plan, employees enrolled in the FRS prior to July 1, 2011, need to have 6 years of service to be vested. Employees enrolled in the FRS on or after July 1, 2011, must have 8 years of service to be vested.

Under the Investment Plan, employees need to have 1 year of service to be vested.

ICMA 401A Money Management Plan

GENERAL EMPLOYEES: All eligible employees hired before November 2002 were enrolled in the ICMA Plan. This plan is not open to newly hired employees. Under this plan, the City contributes 11% and the employee 4% to a retirement investment plan. Employees are fully vested after 3 years.

SENIOR MANAGEMENT EMPLOYEES: All eligible employees hired before November 2002 were enrolled in the ICMA Plan. This plan is only open to certain positions which are not designated and/or classified under FRS. Under this plan, the City contributes 11% and the employee 6% to a retirement investment plan. Employees are fully vested after 3 years.

Match a Roth IRA with Your 457 Plan

An optional Section 457 tax deferred savings program is available, through ICMA, for employees who wish to supplement future retirement income. The plan allows employees to put aside a portion of their earnings pre-tax each pay period, through payroll deduction, into an account for their retirement and reduce the amount of earnings that is currently taxable.

Employee Assistance Program

There are times when we all need a little help in life’s personal challenges. City of Sunny Isles Beach provides an Employee Assistance Program (EAP), providing confidential assistance you and your immediate family members.

Confidential assistance for problems and work/life concerns, including additions, depression, stress/anxiety, legal matters, financial issues, elder or childcare needs, marital and family problems.

Contact Information
Mutual of Omaha
1-800-316-2796 – 24 hours a day/365 days a year
*Completely Confidential

The City of Sunny Isles Beach also offers the following voluntary plans through Colonial:

  • Group Medical Bridge – Plan 1 (HSA-Compliant)
  • Group Disability
  • Group Accident (GAC4000)
  • Group Critical Care

Additional Benefits

The City offers the following additional benefits:

Sick Leave
Employees earn twelve (12) sick days per calendar year on a prorated basis (1.846 per week).

Vacation Leave
Employees earn vacation leave on a pro-rated basis as follows:

  • General Employees: Ten (10) days per year (1.539 hours per week)
  • Department Heads: Fifteen (15) days per year (2.308 hours per week)

Vacation accruals are increased incrementally thereafter, as per City policy.

Holidays
Employees are compensated for eleven (11) Federal holidays per year. These include: New Year’s Day, Martin Luther King’s Birthday, President’s Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Veteran’s Day, Thanksgiving Day, Day after Thanksgiving, and Christmas Day.

Please note: If the holiday falls on a Saturday, the City observes it on the preceding Friday. If the holiday falls on a Sunday, the City observes it on the following Monday.

Floating Holiday
Employees earn floating holidays as follows:

  • General Employees – Two (2) days per calendar year
  • Department Heads/Managers – Seven (7) days per calendar year

Direct Deposit
The City offers direct deposit of your payroll check into your personal account(s) at the financial institution(s) of your choice.

Credit Union
The City offers memberships in Space Coast, Peoples and Dade County Federal credit unions.

Educational Reimbursement
The City provides educational assistance to full-time employees voluntarily participating in training of educational programs designed to maintain or increase knowledge, skills, and/or abilities.

This program is open to all full-time employees of the City, and any other employees deemed qualified, as may be designated by the City Manager.

Flexible Spending Accounts
An FSA is a Flexible Spending Account, which is authorized by the IRS and available through your employer. There are two types of Flexible Spending Accounts available – a healthcare account and a dependent day care account. Both accounts allow you to set aside money for eligible expenses on a pre-tax basis.

Voluntary Supplemental Insurance

The City of Sunny Isles Beach offers voluntary supplemental insurance plans through Aflac.

Please refer to the Employee Benefits Guide for detailed plan and rate information.

Legal Club of America

Employees and family members will have toll free access to behavioral health experts anytime, 24 hours a day, and 365 days a year. All calls are answered directly by licensed, degreed clinical staff, and all services are handled with complete confidentiality.

Contact Information
1-800-305-6816
legalclub.com

Workers Compensation

The City provides, at no cost to you, Workers’ Compensation coverage for health care services for on-the-job injuries and occupational diseases. This coverage is provided through a managed care arrangement as outlined in Section 440.134 of the Florida Statutes.

The City may provide full salary to employees injured on the job for a period of up to 13 weeks, in lieu of the 2/3 salary provided for by state statutes. Therefore, you must turn in any Workers Comp checks received to Human Resources.

Under the Workers’ Compensation law, it is mandatory that any on-the-job injury or accident be immediately reported to your supervisor so that the proper documentation can be filed. A report is filed with the State of Florida to ensure that any benefits the injured may be entitled to are not jeopardized by failure to report. Failure to file within seven days may result in a fine to the City and a loss of benefits to you.

The Third Party Administrator for the City of Sunny Isles Beach is:

Preferred Governmental Claims Solutions (PGCS)
PO Box 958456, Lake Mary, FL 32795
Phone: 1-321-832-1400
Toll Free: 1-800-237-6617 Ext 4100 / Fax: 321-832-1448

Pet Insurance

With pet insurance offered by Veterinary Pet Insurance, you’re free to choose from multiple plan options that will fit the needs of your pet with the convenience of payroll deductions. Employees receive a premium discount based on how many pets you enroll. Rates are determined by the breed, age of the pet, species, plan selected and the state of residence. Coverage is available for your dogs, cats, birds and even exotics. You can visit any licensed veterinarian, including specialist and emergency providers.

To enroll with the group discounted rates, go to petinsurance.com or call 877-PETS VPI and mention that you are an employee of the City of Sunny Isles Beach.